Compare current Rivertrust FCU rates and find products that match your goals.
| Share Rates | ||||
| Description of Account | Minimum Deposit | Dividend Rate | Annual Percentage Yield | Dividend Posting Period |
| Shares (Savings) | ||||
| $10.00 | 0.05% | 0.05% | quarterly | |
| $1,000.00 | 0.10% | 0.10% | quarterly | |
| $5,000.00 | 0.25% | 0.25% | quarterly | |
| Share-Draft (Checking) | ||||
| $30.00 | 0.05% | 0.05% | quarterly | |
| $1,000.00 | 0.05% | 0.05% | quarterly | |
| $5,000.00 | 0.10% | 0.10% | quarterly | |
| IRA Savings | ||||
| $100.00 | 0.25% | 0.25% | quarterly | |
| $50,000.00 | 0.45% | 0.45% | quarterly | |
| $100,000.00 | 0.75% | 0.75% | quarterly | |
| Money Market | ||||
| $5,000.00 | 0.25% | 0.25% | quarterly | |
| $50,000.00 | 0.45% | 0.45% | quarterly | |
| $100,000.00 | 0.75% | 0.75% | quarterly | |
| All rates, terms, fees and processing charges are subject to change without notice. For updated information, please contact the Credit Union at (601) 664-2085. | ||||
| Loan Rates | ||
| Classification | Interest Rate | Term |
| Signature Loans | 10.50%-18.00% | 24 - 60 |
| New and Used Auto Loans | 4.50%-18.00% | 24 - 84 |
| New and Used Motorcycle, ATV, and Watercraft | 4.50%-18.00% | 24 - 84 |
| New Camper or R.V. | 4.50%-18.00% | 24 - 84 |
| New and Used Tractor Loans | 4.50%-18.00% | 24 - 84 |
| Credit Card Rates | Variable | REVOLVING |
| Share Secured Loans | 3.00%-7.25% | 24-60 |
| Student Loans | Click Here for More Information | 1-877-279-7172 |
| Real Estate Loans | ||
| 30 Year Fixed | 5.75% - 0 Points | 360 |
| 20 Year Fixed | 5.25% - 0 Points | 240 |
| 15 Year Fixed | 5.00% - 0 Points | 180 |
| Land Loans - 5 to 15 year fixed rate | Call for more information | 60-180 |
| Home Equity | 6.75% | 180 |
| All rates, terms, fees and processing charges are subject to change without notice. All loans are subject to credit approval. Performance levels are determined by credit ratings and other criteria. For updated information, please contact the Credit Union at (601) 664-2085. | ||
| *** All quoted loan rates are APR rates (annual percentage rates) *** | ||
| Term Share Certificate and IRA | ||||
| Description of Account | Minimum Deposit to Open | Dividend Rate | Annual Percentage Yield | Dividend Posting Period |
| 91 Day Certificate | $1,000.00 | 0.25% | 0.25% | maturity |
| 6 Month Certificate | $1,000.00 | 3.00% | 3.00% | maturity |
| 12 Month Certificate | $1,000.00 | 3.25% | 3.25% | maturity |
| 18 Month Certificate | $1,000.00 | 3.25% | 3.29% | quarterly |
| 24 Month Certificate | $1,000.00 | 3.50% | 3.55% | quarterly |
| 30 Month Certificate | $1,000.00 | 3.75% | 3.80% | quarterly |
| 60 Month Certificate | $1,000.00 | 4.00% | 4.06% | quarterly |
| 18 Month IRA Certificate | $1,000.00 | 3.25% | 3.29% | quarterly |
| 24 Month IRA Certificate | $1,000.00 | 3.50% | 3.55% | quarterly |
| 30 Month IRA Certificate | $1,000.00 | 3.75% | 3.80% | quarterly |
| 60 Month IRA Certificate | $1,000.00 | 4.00% | 4.06% | quarterly |
| All rates, terms, fees and processing charges are subject to change without notice. For updated information, please contact the Credit Union at (601) 664-2085. | ||||