Welcome to Rivertrust Federal Credit Union
Routing No: 265377345   |   Federally insured by NCUA
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Member-Owned Since 1935

People Helping People

Since 1935, Rivertrust Federal Credit Union has remained focused on improving the financial success of our members through cooperative, member-owned service.

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Founded1935
Main OfficePearl, MS
ModelMember-Owned
PurposeNot-for-Profit

To Improve the Financial Success of Our Members

Rivertrust Federal Credit Union is a member-owned, not-for-profit credit union. Our members are owners, not just customers.

Rivertrust Federal Credit Union has proudly served its members since its founding on August 8, 1935. Originally chartered as Jackson Miss Telco Employees Federal Credit Union, the organization was renamed Mississippi Telco Federal Credit Union on April 30, 1940.

What began as a small, member-focused institution has grown into a multi-million-dollar financial cooperative made possible by the continued trust and support of our members.

Our success has always been rooted in the commitment of our members who choose to save, borrow, and support one another through the credit union difference. Dedicated volunteers have also played a vital role over the years, serving on the Board of Directors and committees to guide our growth and direction.

Continued growth led to key milestones, including the opening of our main office in Pearl, Mississippi, in 2000. In 2016, we adopted the name Rivertrust Federal Credit Union to better reflect our broader field of membership and members and organizations we serve.

We are proud of our history, excited about our future, and grateful for the opportunity to serve you as we build a stronger financial future for our members.

Member-Owned, Not-for-Profit

We are a member-owned, not-for-profit credit union. Our members are owners, not just customers.

Because we operate for the benefit of our members, any surplus earnings are returned in the form of dividends, lower loan rates and enhanced products and services. That means better rates, lower fees and greater overall value for you.

Better RatesCompetitive savings returns and lower loan rates for every member.
Lower FeesSurplus earnings are returned to improve overall member value.
Enhanced ServicesProducts and services that grow alongside member needs.

Holiday Closures

Our offices are closed in observance of the following federal holidays.

New Year's Day
Martin Luther King Day
President's Day
Memorial Day
Juneteenth National Independence Day
Independence Day
Labor Day
Columbus Day
Veteran's Day
Thanksgiving Day
Christmas Day