Our Mission: To improve the financial success of our members. As a member-owned, not-for-profit financial cooperative, Rivertrust FCU returns value through dividends, lower loan rates, and enhanced products and services.
Founded on August 8, 1935, Rivertrust FCU has grown from a small employee credit union into a multi-million-dollar institution, guided by member trust, volunteer leadership, and a commitment to serving our community. Read more
Our members are owners, and every decision is made with their financial success in mind.
Surplus earnings are returned through dividends, lower loan rates, and stronger services.
Continued growth led to our main office opening in Pearl, Mississippi, in 2000.
In 2016, we adopted the Rivertrust FCU name to reflect our broader membership and service mission.
Explore everyday banking products built for convenience, value, and financial progress.
Feature no monthly service charge, uChoose Debit Rewards, free Bill Pay, Zelle, earn dividends, and more....
Open CheckingWe offer regular savings, IRA savings, money market, certificate, or IRA certificate.
Start SavingWe offer new and used auto, motorcycle, ATV, watercraft, RV, and tractor loans, as well as signature and share (savings) secured loans.
Apply nowWe offer mortgage loans, land loans, and HELOCs with competitive rates and closing costs.
View optionsGet everyday purchasing power, competitive rates, and convenient account access for balances, payments, and card activity.
Apply for a cardAccess Rivertrust rewards benefits for debit rewards, referrals, and other member reward opportunities.
View rewardsShowcase competitive starting APRs for popular borrowing options and direct members to the full rate sheet for current disclosures and terms.
Up to 72 months for qualified borrowers, based on model year and credit score.
Flexible personal borrowing with no collateral required and terms up to 60 months.
Borrow against home equity with terms up to 180 months, subject to appraisal and LTV.
Fast access to your accounts, payments, transfers, and alerts.
Pay bills, schedule recurring payments, and manage due dates from one dashboard.
Watch video for DetailsMove money quickly between accounts and keep finances organized in real time.
Watch video for DetailsLog in to manage your credit card account, view transactions, and stay on top of payments.
Card loginGo paperless with secure statements and faster access to account history.
Watch video for DetailsIf you're enrolled in Virtual Branch Online Banking, then you're ready to start taking advantage of our mobile banking solutions. Download our secure mobile app on your device and log in with the same credentials you use for Virtual Branch Online Banking.
Connect members to additional tools for education, insurance, financial wellness, and convenient account access.
Financial education tools and guidance that help members build confidence with everyday money decisions.
Open Money IQFinancial wellness support, counseling, and guidance for members working toward healthier financial habits.
Open GreenPathGive young members access to interactive financial education tools designed for better money habits.
Visit centerInsurance and planning resources designed specifically for credit union members and their families.
Learn moreAccess guided estate planning tools to help organize important documents and future decisions.
Start planningShop vehicle options and explore a streamlined car-buying experience built for credit union members.
Explore serviceBrowse product walkthroughs and guided tours for digital banking features and account services.
Watch videosFind commonly used member forms in one place for faster access to account and service requests.
Open formsUse planning and loan calculators to estimate payments, compare scenarios, and make informed financial decisions.
Open calculatorsAccess debit rewards, referral rewards, and member benefit details in one place.
Open rewardsReview how overdraft services work and key account details for Rivertrust FCU members.
Open resourceExplore account features and benefits designed for younger Rivertrust FCU members.
Open resourceContact us during business hours or visit our office at 409 Riverwind Drive, Pearl, MS 39208. Shared Branching members must conduct all transactions in the lobby.